Innovative Benefit Solutions
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Individual Benefit Services: The Services You Need at a Price You Can Afford.
Group Benefit Services
Health Insurance
Ancillary Insurance
(Life, etc.)
Health Savings
Accounts (HSA's)
Disability Insurance
(Income Protection)
Investments &
Estate Planning
401K/IRA Plans
Other Services
Health Insurance
How can I tell the difference between a quality health care plan at a value price, and a low rate with not very good benefits?
Insurance companies spend millions of dollars on advertisement, trying to put just the right spin on their product to make it look attractive to you. It can be very difficult to tell the difference between a program which meets your needs and one that really does not. We at Innovative Benefit Solutions are here to help you better understand the choices you have and to choose the right insurance policy for your specific needs.

There are several types of health insurance, ranging from restrictive networks with many rules, to complete freedom of choice in how the employee uses the benefits, and various types in between. Some of these coverage's are HMO's, POS's, PPO's, Traditional and Major Medical. Innovative Benefit Solutions does no work with only one specific health insurance company rather we work with most of the key insurers, in the industry, in the United States. This allows IBS to compare products and price to assure the product fits you and also at the appropriate premium level.

The world of health insurance is complex, confusing, and a lot of paper work. Products are changing often and legislation continues to shape the industry and their products. We at Innovative Benefit Solutions are experts with health insurance products. By listening and understanding what your goals are, we will provide just the right coverage for you and your employees. Let us guide you through the “world of insurance”. We will be with you every step of the way.

"Our Integrity Is Your Best Policy".

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IBS at a Glance
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