|IBS will help you develop an employee benefits strategy. Not having a strategy will ultimately cost you more money. Over a period of time there will be alternatives that will appear to be a "less costly" alternative, and IBS will always help explore these alternatives, but a long term approach will always be the focus to achieve maximum savings for you.
IBS provides a rare and extensive understanding of technical premium pricing points. This in-depth understanding will bring potential significant savings. Without this understanding often times employer groups pay higher premiums. IBS knowledge and experience in this area is a clear differentiator from the competition and the advantage is passed on to our clients. Creative solutions for you will reap savings when planned within a long term strategy. IBS believes status quo is not an acceptable recommendation without an extensive evaluation by the staff of IBS.